Credit Cards for Charity

Background: Credit card bonuses are an excellent way to generate miles or cash quickly. Sign-up promotions of 50,000 miles or more, $500+ sign-up bonuses and/or tens of thousands of hotel points are not uncommon and, to some extent, are becoming the norm. But please know this: Whenever you order a credit card through this site, it generates a commission, which gives me a significant incentive to push credit cards regardless of whether they are appropriate, which feels wrong. In order to take the conflict of interest out, I donate all credit card proceeds to charity.

Over the past few years, the dedicated charity has been Cradles to Crayons, a national, 4-star Charity Navigator organization that provides basics for children.

So if you are applying for a new credit card, either one that I talked about or not, I encourage you to apply for it through this link. You’ll get a great bonus and a worthy charity will get a donation.

Important Note: Credit card companies do not give generous bonuses because they are nice people. Those bonuses have to be paid for somehow, and a big source of those payments are from people who pay interest on balances that they carry over from month to month. Your best solution is to pay your card off in full each month, but if you do carry a balance, don’t use a rewards card, since they tend to have higher than average interest rates.

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