Category: Citibank

Citibank Adjusts High-End Prestige Card. Again.

citibank prestige

There’s a continuing battle in the credit card business of benefits versus rewards. Some card companies, like American Express, offer you great benefits for having the card, but not as much in the way of rewards when you actually use the card. Chase, on the other hand, focuses more on offering great rewards when you …

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Three Ways To Earn Big American Miles

betterment

American Airlines miles are among the most useful in the industry. The company is a member of the oneworld alliance and your miles can get you anywhere in the world. It’s taking more and more miles, though, to get that business class ticket to Asia (There’s usually great availability on Cathay.) or Europe (Be careful, …

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Using Proprietary Card “Currency” For The Best Seats

Credit card rewards aren’t just points and miles. Most of the major card issuers can get you cash or travel rewards, but some pay in their own “proprietary” currency, as well. You’ve probably heard of them: American Express has Membership Rewards (MR) points; Citibank has ThankYou points (TYP); Chase has Ultimate Rewards (UR). The rationale …

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Credit Cards: Rewards Versus Benefits

credit card

I got a survey a few days ago asking me about the benefits of my Delta Reserve Credit Card, and it got me thinking about a subject that I already spend too much time thinking about: credit cards that I own that I would never actually use. This post is going to be best for …

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Triple-Dipping On Gift Cards (Travel Included)

Most of the time, I discuss ways to get more miles for whatever you do. Today, however, I’m going to take it the opposite direction and talk about a way to save some money while doing so. Triple-Dipping on Gift Cards Gift cards serve one purpose in life: They serve as a present when you …

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Travel Card Mania

Last night, I was reading a piece that talked about incrementality and tolerance levels. In particular, it discussed the fact that, as a person becomes more exposed to stimuli, they need increasing amounts of it to generate the same “high,” whether it’s gambling, alcohol or iPads. Credit Card Bonuses While my discussion last night was actually …

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Citi Double Cash Card: The Best Credit Card for Most People

citibank double cash

A few days ago, I was asked for a credit card recommendation by a friend. I went into my diatribe about the various cards, benefits, etc. She listened patiently for a minute and then said, “I just want a card to use for everything. I don’t have the time to sort through my wallet and …

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Environmental Sins And Mobile Madness…

Citi Violates The Environment… Okay, look, I try to remain apolitical in this blog, but seriously, Citi, exactly how much cardboard do you need to hold a credit card? My new Citi AA Executive Card came yesterday and, to say the least, it was over-packaged. Keep in mind that we’re talking about a credit card. …

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Citibank Transfers to JetBlue Offering A 50% Bonus

thankyou points

Citibank ThankYou points (TYP)* are not the most valuable currency, but they do transfer to a number of airlines. The most recent airline partner to join is JetBlue, and Citi is offering a bonus to move points to TrueBlue. Citibank – JetBlue Typically, transferring 1,000 TYP to JetBlue will earn you 800 TrueBlue points. Until …

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Citibank Tightens Restrictions on Credit Card Bonuses

Credit card companies are in somewhat of a bind when it comes to credit card bonuses. On the one hand, they want people to apply for and use their cards. That’s how they make money. On the other hand, they are dealing with an increasing number of customers who are applying for the cards simply …

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