Category: Citibank

It’s Tax Time, So Make A Few Bucks

With changes in the tax laws this year affecting refunds and potentially kicking you from a refund to a payment, it’s time to try and figure out a few ways to minimize the pain. So how about using your credit card to pay the IRS? How to Make Money by Paying Taxes   Remember, nothing …

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The Basics Of Miles Redemptions

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The other day, a coworker asked me, “How can I use miles to get to Paris?” Now, most people who know me well don’t ask me questions like that. They know that it’s going to take about a half hour for the answer. She must have been having an off day, though, since she asked …

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WSJ: Credit Card Companies Cutting Back Bonuses

Yesterday, the Wall Street Journal introduced the new year with an article that may be unwelcome to some members of the points community. Turns out that banks have made a resolution to go on a diet, as well. Problem is, their diet means cutting back on points that they are giving away, not taking in. …

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Citibank Adjusts High-End Prestige Card. Again.

citibank prestige

There’s a continuing battle in the credit card business of benefits versus rewards. Some card companies, like American Express, offer you great benefits for having the card, but not as much in the way of rewards when you actually use the card. Chase, on the other hand, focuses more on offering great rewards when you …

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Three Ways To Earn Big American Miles

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American Airlines miles are among the most useful in the industry. The company is a member of the oneworld alliance and your miles can get you anywhere in the world. It’s taking more and more miles, though, to get that business class ticket to Asia (There’s usually great availability on Cathay.) or Europe (Be careful, …

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Using Proprietary Card “Currency” For The Best Seats

Credit card rewards aren’t just points and miles. Most of the major card issuers can get you cash or travel rewards, but some pay in their own “proprietary” currency, as well. You’ve probably heard of them: American Express has Membership Rewards (MR) points; Citibank has ThankYou points (TYP); Chase has Ultimate Rewards (UR). The rationale …

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Credit Cards: Rewards Versus Benefits

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I got a survey a few days ago asking me about the benefits of my Delta Reserve Credit Card, and it got me thinking about a subject that I already spend too much time thinking about: credit cards that I own that I would never actually use. This post is going to be best for …

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Triple-Dipping On Gift Cards (Travel Included)

Most of the time, I discuss ways to get more miles for whatever you do. Today, however, I’m going to take it the opposite direction and talk about a way to save some money while doing so. Triple-Dipping on Gift Cards Gift cards serve one purpose in life: They serve as a present when you …

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Travel Card Mania

Last night, I was reading a piece that talked about incrementality and tolerance levels. In particular, it discussed the fact that, as a person becomes more exposed to stimuli, they need increasing amounts of it to generate the same “high,” whether it’s gambling, alcohol or iPads. Credit Card Bonuses While my discussion last night was actually …

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Citi Double Cash Card: The Best Credit Card for Most People

citibank double cash

A few days ago, I was asked for a credit card recommendation by a friend. I went into my diatribe about the various cards, benefits, etc. She listened patiently for a minute and then said, “I just want a card to use for everything. I don’t have the time to sort through my wallet and …

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