Category: Capital One

Capital One Savor: Now In My Wallet

capital one savor

There are competing philosophies around credit card rewards portfolios. For those who want the “set it and forget it” method, the Citi Double Cash Card is probably the best solution. You get 2% on every purchase. No bonus multipliers or quarterly promotions to worry about. You may not always get the single best reward available, …

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High End Credit Cards

capital one

High-end cards are the belle of the ball these days in the credit card world. They generate tremendous fees for the banks that issue them while offering consumers big benefits, such as travel credits and lounge access. Somewhere in there, the banks assume that you will become more loyal to the card and use it …

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Citi Double Cash Card: The Best Credit Card for Most People

citibank double cash

A few days ago, I was asked for a credit card recommendation by a friend. I went into my diatribe about the various cards, benefits, etc. She listened patiently for a minute and then said, “I just want a card to use for everything. I don’t have the time to sort through my wallet and …

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An Uber Deal, Free Accor Points And Hotel Tips

Happy Monday to everyone. Here’s a bit about what’s going on in the world of travel. Uber Deal with Capital One It’s not as good as last year’s 20% rebate, but Capital One Quicksilver is partnering again with Uber to offer a rebate on all Uber rides that you book to the card. This year, …

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The Best Ways to Earn Points from Uber

Back in the early 2000’s, I used to joke that I was never going to pay for anything on the internet because everything seemed to be free. New companies were popping up every day and they had so much investor money that they were giving away products just to drive traffic to their sites. Eventually, …

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Should I Pay an Annual Fee for a Credit Card?

Reader question: I’ve got a couple of cards with annual fees (AF), but I get similar benefits on no annual fees (NAF)? Thanks for the question! The answer is probably not. I find annual fees to be an anachronism, started in a period when having a credit card wasn’t as common and was more like …

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The best everyday credit card: Citi Double Cash

Okay, that’s kind of an unfair title. There’s no such thing as a single credit card that is best for everyone. But, if you aren’t playing the game where you try to max out every category, it might just be easier to take a very good return on every purchase. The easiest way to do …

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The best cash back credit card sign-up bonuses

A while ago, I did a post on the best airline card bonuses and the best hotel card bonuses. At the time, I meant to do one on cash-back cards but, well, life happens. Reminds me of an old saying, something about good intentions and paving a road. In any case, I have finally gotten around to …

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Airline sales and internet haters…

It’s that time of the year, when airlines start to put out fare sales for the fall promotions, filling seats that might otherwise go unsold. This week was the discount carriers, including JetBlue, Virgin America and Southwest, with the network carriers likely to follow in the next few weeks. It’s always nice to think that you’re …

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Foreign transaction fees on credit cards…

I received a question the other day about foreign transaction fees on credit cards, which I also refer to as “because they can” fees. These fees are just what they sound like: if you make a purchase abroad (or purchase from a merchant located abroad), they will charge you an extra 1-3% for the privilege. …

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