Credit Cards for Charity

Please use the banners below if you plan on getting a credit card. All proceeds from credit card commissions are donated to charity, so you are doing good by doing well. Please clear your cookies & cache before clicking on the banner.

I’m a big fan of credit cards as a way to earn quick miles or cash.  Credit card companies compete intensely for your business and are willing to reward you for giving it to them.  Over the years, these rewards have gotten bigger as the competition has gotten stronger.  Use it to your advantage.

If you have a card with an annual fee, call the credit card company and tell them you want to close the card.  They’ll transfer you to a retention specialist who can waive it for you.

Many cards not only have excellent sign-up bonuses but also great rewards as you continue to use them.  I’ve seen cards that offer as much as $1,000 worth of points as a sign-up bonus and then give you a couple of percent back on all your purchases.  I’ve also received cards that gave me 100,000 frequent flyer miles as a bonus.  Good work if you can get it.

Fortunately, I’ve done a lot of the hard work for you.  Looking for a cash back card?  There’s a link for that.  How about a mileage card?  Got one of those, too. It’s all in the banner below.

You’re going to use credit cards anyway.  You might as well max out your rewards.  And remember, if you have any questions, don’t hesitate to contact me using the contact link on the front page or at

Please pay your card off in full each month.  If you carry a balance from month to month, you may be offsetting the rewards with high interest payments.


Travel Rewards Credit Cards

Read the terms and conditions of your card carefully.  Credit cards should not be like a box of chocolate.  You should know exactly what you’re gonna get. 


Credit Tools:

It can’t hurt to get an idea of how your credit looks before applying for a card.  That means getting an idea of both your credit score, a proprietary score that lenders use to assess risk, and your credit history.

Want a quick but reasonably accurate estimate of your credit score?  Credit Sesame will give you a free estimate, based on your credit history (no need to sign up for any credit monitoring services).  Check it out here:

Get your free Credit Score and More

Want the real thing?  It costs a few dollars, but it will give you the FICO score from Fair Isaac that card companies use.  You can get it at myFICO.

Federal law guarantees you one free copy per year of your credit report from each of the three major credit agencies.  You won’t get a credit score per se, but you will see your history and can ensure that there are no errors that may cost you credit.  You can find the links to get your free reports here.

Bottom line: There are some tremendous opportunities available just for signing up for credit cards.  Use them wisely and you’ll profit handsomely.




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  1. Virtual Private Servers

    No matter where you’re traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.

  1. Join the two percent! The best everyday cash back credit cards | Bluemilers

    […] get the card: Click here and scroll down to the “travel” banner (the 3rd banner).  Click on the banner and the […]

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