It’s been a light weekend, which means I got to read some of the emails that have been filling up my inbox. Only one of them caught my eye, and it was about back-to-school shopping.
With the start of school only about a month away, merchants are starting to push their spiral notebooks and three-ring binders, along with everything else that a child could want. You’ll no doubt be getting the circulars but, if you want to do it all online, make sure to get something back for it.
Discover Deals are probably the best way to get cash back, whether it’s back-to-school or anything else.* While the email referenced pencils, books and dirty looks, you can still get at least 5% back from almost any merchant. The only caveat is that you need a Discover card to access the discounts, it’s a card that comes with no annual fee, no foreign exchange fees and excellent customer service (not to mention double points for your first year).
As for Discover Deals, they’re simply a gimme. Access the merchant through Discover’s shopping page and you will get money back. Combine that cash with the 5% quarterly bonus categories and double points your first year, and you may earn enough to pay for all of next year’s goodies.
Beginner’s Hint: I get an occasional question about why Discover, or other cash back shopping sites, are able to give you a percentage of the sales price back. Nope, it’s not because they send you to a secret website that charges you more. When you click on a merchant through Discover Deals, you go to the regular merchant’s website. Rather, the merchant gives Discover a percentage of the sale as a “thank you” for referring a customer. Discover then shares that cash back with you.
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And finally, you can apply for credit cards through this site. All card proceeds are donated to charity, so please do well by doing good!